you may be running into the negative perception of wholesalers who tie up property with no means to actually close. and if they cant assign the contract they walk . 

Meaning harder to sell the projects?

Further compounding this problem, a large percentage of the population with dual income have a significant other who also comes with their own set of money baggage… I mean… habits that are often no better than their own.Have an open mind when I say this,“we were raised by aliens.”

Even if it means getting a secured credit card.

That would mean your new tenant would have to come up with at least 3 times the rent to move (1 month deposit, 1st months rent and 1 month commission).  

Just because someone has screwed you over in the past, doesn't mean that you shouldn't trust the next guy. 

There is some type of gray line here which I'm toying with but, basically, it means that it needs to have running water, electricity, cabinets, sinks, shower, toilet.

Perhaps special legislation was passed because, if possible, it would alleviate FEMA's burden immensely if a large percentage of people are able to have a means of finding a new home themselves as opposed to overwhelming the limited FEMA capabilities. 

Is there a point at which the listed price, simply means it is only a potential deal for a cash buyer?

So if you have 10 mortgages and you buy another primary home, meaning you keep your current home (and rent it out maybe?)