The reality is they do it because they are either lazy investors or simply prefer to ware financial blinders.

Thank you again for the information, if I have further questions for you during the investigation I will certainly reach out.Best regards,Frances Hlawatsch | Financial InvestigatorState of Oregon - Real Estate AgencyI finally got tired of Is wholesaling IE assigning contracts and sending out blast emails on properties you have tied up but don't own.. legal in OREGONI then sent a copy to the state and the above is the response..

Ultimately, it would depend on the amount of your gain to see if a 1031 exchange financially makes sense.

Like as a silent partner/financier?

If you switch to 15s you will be locked into that higher payment regardless of whether your financial picture and/or goals change.

Which made me think of other ways to use real estate to become financially independent, which leads me to my next purchase...I purchased another foreclosure property earlier this that didn't need as much as a rehab as my first and I am now renting that one out.

@Arthur Means Historically, the financial point at which the PSLF makes sense, versus paying it off, is $60k in loans or more.

And lastly, it is possible to access your retirement funds prior to age 59 1/2, you can find more details on how to do so in this article: https://www.forbes.com/sites/forbesfinancecouncil/...I think you are well ahead of most people in your age group, starting this early and maximizing your Roth IRA investments will set you on the road to financial independence, just stay diligent!  

If you start with a solid plan when you are 18, then it is extremely possible that you will be financially independent by the time you turn 30, if not sooner.My advise would be to get a job now and save whatever money you can while you still live at home and have no bills. 

My wife and I have been listening to the podcast for a while and are interested in learning how we can use real estate investing to help us along the path to financial freedom, so we can spend more time with our child (and future children!)