We are very flexible and would come up with something that works great for all parties involved.

As Ben brought up, the flexibility of interest only with option to paydown is a huge bonus factor to consider (and an ideal financing situation in my mind so long as the interest isn’t too much higher).Notes & Assumptions: Assumes no appreciation over the 5 years & CAP rate stays constant throughout.† Final value defined as = [Down Payment] + [total cashflow] + [principal paydown]*The ROR formula breaks down when you have negative cashflow since you can't pay the negative delta along the way with the equity you only realize after selling (or refinancing).

., there is some flexibility with the meaning of: "doing business in the state of New York".

There is very little reason to work for a company when you can make more and be more flexible in controlling your life as a freelancer.One thing I think that will hurt suburbs is the reliance on the automobile.  

I could endure the drive to live in trendier area (East Passyunk, Graduate Hospital) for a few years before selling, particularly since I often have some flexibility in my schedule and the ability to "work from home" at times.  

Plus it may net out cheaper than any other option giving you more flexibility while getting an investment off of the ground. 

I used the Facebook seller lead program and it brought quite a few leads in, but they weren't very qualified.Ultimately, I cancelled the program and because of my development experience, I was able to reproduce the exact same service using my own code without paying for someone else for the service.This buys me the flexibility to tweak the funnel on a more granular level to refine the quality.For me, it was worth it but I ultimately stopped paying for it.

I would simply send a professional letter to them that you are in compliance according to Section X, Paragraph Y of the HOA manual and state that you have already been flexible and spent over $100 to make them happy.

Then, depending on how flexible they are, I'll be paying at least $20 or more per month just to pay the BACK balance.

Plenty of households making over $50k a year choose to rent because they prefer the flexibility of renting.