The fact that they removed an attached fixture would count as an alteration to me.

Be sure that the addition has climate control and can be counted as livable space. 

Thankfully, the TSP can count for these reserves, which means (hopefully) most service members could have those reserves covered!

Do I count insurance as an expense?

the credit report only count the open credit card balance as a risk and dismiss the closed accounts because it's not active.Thoughts? 

Some stuff that's no longer in effect, that were in effect during the Great Recession:Couldn't count rental income from a departing primary unless you had 25% equity.Max of 4 financed investment properties (currently: 10).Many people were surprised that their HELOCs were cut off (& here they thought they had a down payment or three lined up!).

4)If we get one/some of these deals before the end of the year (think November) and have it on our taxes would that 'short year' count as a 'tax year' for that property?

I will be interested, too. please count me in! 

Take the 75k with you to MN and leverage that using FHA to buy the largest unit count (4plex preferably) MF building you can find there in MN.

I was informed that I need to work both jobs for two consecutive years for the lender to count both jobs as income.