But nothing that is going to impact the cash flow on your deal.

But at the end of the day, it will not cash flow. 

@Michael Smythe He hasn’t used BP cost calculators but does provide rough numbers to help determine whether the property will cover the mortgage and even potentially cash flow.

Are there private money lenders who do cash out refinancing deals as an alternative?

Out out state is great for cash flow, so it's a matter of what you are looking for.

Purchase price: $105,000 Cash invested: $39,000 I own two 2/1 Duplexes.

In my opinion, given the uncertainty of our government and stubbornness of inflation waiting around is not your best course of action.I'd cash-out asap and get that money into a CD generating a boring 5.5%.

(How to deal with existing mortgage during the gifting process... prefer mortgage gets paid off, rather than become part of the gift.)Much thanks

My goal is cash flow with decent appreciation.

I would like to just rent it out for cash flow.