The smaller properties are still growing in terms of prices and rents - which have both gone up actually since covid. 

Quote from @Clayton Silva: Quote from @Jeffrey Blackman: Quote from @Clayton Silva: 2nd position HELOCS on investment properties are typically capped at 70% LTV and have rates ranging from 9-11% just a heads up unless you use a local credit union where you have cash on deposit with them. 

Hey Matt,We have definitely had a dip in demand and it has been harder to find qualified tenants, but we have attributed it to the seasonal ups and downs. 

There is a safety and follow up piece to have the proper information.

So I then get a follow-up call.

You can utilize 3.5% or 5% down for up to four units.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or to refund to the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account that is specifically designated for future investments.

Rents will go up.

The media/influencer community will pick up on an anecdotal property that got into trouble and say it's a sign of turbulent times ahead.

Keep in mind I am servicing my own HML s  PS Its great you come on here and communicate so the rumor mill does not go wild.