I put the opinion "commissions have always been negotiable" in the same category as Henry Ford's famous statement of "you can have any color Ford you want, as long as it is black."

Business loans typically won't let you purchase a property if you read the fine print.

As a side note typically I do not use my deferred tax dollars to invest in traditional real estate as the benefits (depreciation etc) are all lost when using a self directed IRA - My guess is build to rent will provide little to no cash flow to build the account - it will all be locked in the property. 

Your Schedule C at the top will typically list both of you since you are filing a joint return.

Also, having a rehab budget already laid out with explanations on how you got the numbers would help and is definitely a plus when I look at deals even though I typically wont use their numbers it at least shows a little more effort. 

The Numbers:Cash Flow Analysis: Investors typically look for properties that will generate positive cash flow—meaning the income from rent covers the property’s expenses (mortgage, taxes, maintenance, etc.) and then some.

Typically a broker will work with at least 10 DSCR lenders so they should have a variety to reach out for quotes to. 

I wouldn't bet my life on 50%, but I would bet they are more problematic than the typical long-term renter.

So I read about it here first: https://www.capecoralbreeze.co...And then I went to check the future land use map here: https://capegis.maps.arcgis.co...and apparently I'm in the light-colored area that says SM: Single Family and Multi-Family (even tho the lot is currently zoned Single Family)So I'm trying this based on the principle that Planning is more likely to approve a special use permit if it aligns with future planned use. 

And considering I think a person who puts in plain black and white that integrity and character of the operator are key -- and then does something underhanded and incompetent is just mind-boggling to consider -- so I'm only left with a negative feeling about the documents these darned attorneys dream up!