Absolutely not, they are to be used simultaneously with them to enhance their return. 

I need to get a personal loan of around 20K simultaneously to use for getting the above-mentioned home.Should I get the personal loan first or the home loan? 

However, I’m very thankful for the service they provide, because I think they do help people get out of tough situations, and simultaneously provide investors with good deals.

We recently took a trip to Granby/Grand Lake and loved its year-round potential, plus we both work from home even under normal conditions.So, now we are simultaneously entertaining buying a Denver duplex and renting out our unit and repeating what we did OR buying a mountain home and splitting our time between the mountains and Denver and doing STR.

The seller was selling several lots in San Diego simultaneously, we negotiated the price down from the asking price.

HUGE missed opportunity if you are running multiple campaigns (email, text, etc.) simultaneously.

You sound happy, and I’m happy for you.Not to poke holes at you, but househacking a duplex you got commission on for being the broker while simultaneously needing an FHA loan to contain costs/minimize expenses isn’t something I would count as a 1% property on the MLS as it’s not repeatable, and further proves the point deals are no longer “had” or “found”- they require active participation to be “made”.

Her mind is flying with all kinds of distractions simultaneously.

Many of our most seasoned borrowers have built a team of J.V. private investors to be able to muster more down money allowing them to increase the number of S.T.R. deals they can do simultaneously. 

As @Conner Olsen mentions, I'd simultaneously look into partnering with someone more advanced and provide capital in exchange for learning the ropes.