Probably the most important policy change made by the Office of the Superintendent of Financial Institutions was the removal of the stress test for those who are renewing their mortgages.

I hesitate to do any more work to it as this point, but I also know that it wouldn’t take much to remove the old tile, repair drywall and put a nice new vanity in.

We had a GC give us a fake ROC number and walk off with about $50,000 after a few projects of working together before we fired him. 

Fairly straightforward, just ask the contractors what will make their job easier and keep them on schedule...removing old pipes, opening walls etc.If you haven't put the house under agreement yet I would bring a detailed and itemized list of repairs needed, maybe even with estimates, to the negotiation with the homeowner.

That’s considered soliciting and can get your listing/profile removed. 

Check it out at [LINK REMOVED]To answer back to some posts.

Abet it still sucks.Another undeveloped takeaway that I have is how influential interest rates are with real estate prices especially when you get such a synthetic change to interest rates we have seen this year, whereas we have seen the stock market react counterintuitively positive (perhaps due to fake money being produced).

The only way you are held liable is if you knew the branch was going to fall down and you refused to remove it even though you had the opportunity.2.

They used to have a list on their site of states they don't cover for background for about 24 states but they removed it and told me I need to call.

One closed shop 3 weeks into my program and removed all their online content.