Quote from @NA L Harrison: It is irresponsible of you to take in animals you can't properly house.

Are there lenders that will lend on the product at competitive rates that are similar to current 30 yr sfh amortization?

I dont want the money to become an issue but a by product of helping others ( scaling ). 

There are just so many existing pipeline right-of-ways that you cannot physically find an undisturbed site big enough to be worth it near Midland proper. 

I do have one question - I have a partner and we are looking into getting a properly together.

If it's a matter of a quarter point but the more expensive debt is with a bank that offers better other terms like amortization and LTV, and they have a rock star loan officer, I'd go with the slightly higher interest rate product.2.)

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

You might find that installing a mini-split system, properly insulating, and ensuring the finishes match the main home’s quality will make a difference in how the appraiser views it.

Most inspectors will know that properties only need to meet whatever the code was when they were built, not current code and they usually explain that properly IME.

With a backup plan, and proper (extensive) legal docs, much of the risk can be mitigated.