@James Carlson A Home Occupation Permit application with the city of Denver will automatically grant you a 3rd unrelated resident, but still not enough.

You might be surprised—many successful people enjoy sharing their knowledge and helping newcomers.

Unfortunately this was held way too long due to a number of factors, including COVID, city planning and permit delays, delays in construction and materials, and additional delays by city.

I assume a permit was pulled? 

Is it the city with permitting issues or is it the contractor doing the work, etc?

I've already reached out to 85 Design but looking for more, preferably a company familiar with La Mesa since the city can be especially tough with permits, etc. 

If developing, you will need a full team for entitlements and permitting (civil engineer, survey, architect, etc.).  

Is there any special permit and/or fee to be a landlord in St.

You would use the $45k to pay for the 10%-20% down (depending on the lender you find) and your carry costs, inspections and permits, as well as the interest only monthly payments.  

Anaheim is a great location if you can get a short term rental permit