And if we are out of milk, its just 2 minutes away. 

I believe in the Dollar Milk shake theory put forward by Brent Johnson.

Look at milk, butter, eggs, beef, etc.

Money Mustache"  prompted me to writeFor my specific scenario: I'm "House Rich" ( or house  poor.. i guess) and the plan is to continue buying more RE as investment rentals vs investing otherwise, for now.I Have 7* doors, and am actively looking for another duplex/tri.(* i live in one unit, free. and profit from the remaining 6.) currently my net rent is  more than I budget to live off of,  but not with  any sort of excess , yet,  to  allow me to retire. 

I can't open my milk carton.

I think a heart to heart with some cookies and milk (excuse the pun) is warranted.

@Michael Baum,The reason the Proper Insurance agent gave was that with multiple rooms being rented and me living in one, it would be difficult to determine "who spilt the milk."

Even though lending standards have never been tighter, there is no calculation that builds in the reduced buying powers from borrowers who are spending more on interest than ever before, while the costs of basic goods like bread, eggs, and milk are also soaring in costs. 

"We need milk and eggs," makes me throw "milk" and "eggs" onto the grocery list real quick.

Generally you wouldn't start depreciating an animal right away if it's immature; the in service date would be when the animal reaches maturity -- i.e. when able to be bred or when able to be milked, whatever is applicable.On owned land, single-purpose agricultural structures are 10 year property and multi-purpose agricultural structures are 20 year property (as opposed to 39 year for commercial buildings).