This is where you can use the power of private money to make you a phenomenal no money down deal.We'll say that we get the owner to accept 50k to him with him carrying back the balance of 50k in a second 2% (yes this can be done)  if you can find a private lender to give you 50k at say 8% in first position, (which shouldn't be too hard since they are lending 50% ltv of the purchase price with a feeling that the second would probably step up to protect their interest if you defaulted) you now have a blended interest of 5% on the full 100k  (not bad for a no money down privately funded deal.)Bottom line there are a number of cool strategies that you can utilize to have the seller assist you in buying the property.  

That's why you see FHA APRs frequently north of 5%, because that is the blended cumulative price for the money. 

Hello @Joseph SangiminoTo answer your questions,1) Knocking down walls: do it if cost effective, can fix and blend-in the new exposed flooring.

That would give a blended rate of 35% renters in what out of towners consider "St Louis".

This is why a high single LTV loan or one where you ask a lender to provide a first and second loan the blended rate is much higher.

These three other cities are blending into each other, forming a Boise metro area.

My fund has a blended approach of cash flow and equity appreciation.  

It all seems to blend together. 

Hey Kristina, I have gotten so many different types of loans that they are all blending together now.  

The big factors in an effective mailing campaign are: 1) A quality list (the more difficult the list is to get, generally the better it is), 2) A quality, unique mail piece that gets noticed (lots of competition so you don't want to blend with everyone else) 3) Consistency (keep mailing to your prospects.