5/5 ARM Conventional How did you add value to the deal?

They never reviewed any plumbing issues, the electrical fixes were very sane and affected safety.

If it was a less damaging issue I might wait it out, but water, fire and 'safety' (CO detector etc) and it would be on my schedule not theirs.

While funds are available for restitution, they are finite, so the fund serves as more of a safety net than a guaranteed fallback.

Given current US real estate rental profitability and interest rate, it makes sense to take as much debt as possible while keeping a margin of safety.

Additionally, her house is cluttered and the floors hadn’t been vacuumed or swept in months, so I  am suspicious about her claims of tripping safety and splinters.Questions:- Are her concerns valid complaints?

As of about 5 years ago when I was inquiring, RBC US did provide US mortgages for Canadians however not a 30 year term, only ARM (Adjustable Rate Mortgages) which is a similar mortgage product to what Canadians are used to, difference being after a 5 year term it would flip to an adjustable rate mortgage. 

@Sophia Boro for your own home where you plan to stay a while, that’s your call for the safety of you, your family and guests, especially if you personally knew the quality level of the contractor.

It is important to research tax laws in a particular location before investing to understand the tax liabilities associated with the property.Building CodesBuilding codes specify the minimum standards for building construction and safety.

I've never heard of an ARM until I saw these pro formas.