It's just that most investors what cash-flow NOW with 20% or less down and don't want to 'buy' cash flow with bigger down payments.If you are in the market for an Oregon Coast buyer's agent who knows STRs I'd be happy to help, if you haven't already signed a buyer's agency agreement.

Mind sharing some of your experience with the agency/ies through email? 

I’m an experienced property manager/licensed real estate agent trying to develop a proposal for my management fees for starting an STR branch for a big name agency.

Does anyone have a good collection agency they can refer me to?

Not implying your agent is taking advantage of your beginner knowledge just to offload a property and get dual agency commissions, but again, might not be the worst idea in the world to have someone in the Bigger Pockets community who's local/understands the Charlotte market to take a look at the deal you're getting ready to move forward on.As far as inspectors, I would recommend one that we use for our business that is in the Charlotte/surrounding areas.Precision Inspection Services - Steven Lee - 704-575-2917

We had someone reach out looking to see if we would be interested in a 6 month rental from an insurance company that they would potentially have someone stay for 6 months, with then 30 day notice month to month tenant at will if construction isn't finished in time.They mentioned working with insurance agencies and shows on Airbnb he has multiple reviews and properties, but that he had a contact reach out in my area where he doesn't have rentals. 

do you have a good collection agency in mind?

But with 09-11, when the twin towers came trembling down, people were looking all over for commercial spaces and my dad rented a store to a wholesale travel agency, located in midtown Manhattan, that got displaced when downtown Manhattan tenants all started looking for space.With malls emptying out, I don't know how soon it will impact neighborhood stores.

Get complete info and discuss with a local advisor.And to help credit history, you can report rent to credit reporting agencies.

I’m in a similar situation to what you were in then and trying to develop a proposal for my own fees for starting an STR branch for a big name agency.