Where residential and commercial mortgages are exempt under SEC regulations in lending, the selling of commercial paper or financial obligations can be considered in the same light as bond, that is the opinion of the FBI and Treasury.

And I don't think you can compare a tenant giving you no collateral and no payments for 12 months to a loan where they have the home as collateral and you make monthly payments of interest higher than they can earn in treasuries.

In it the author worked to save $100,000 and invested it into 30 yr treasuries.

HELOC rates are based on either LIBOR or Treasury, usually tiny these days.

You could take that $130k and invest it in treasury bonds to make an additional $3k a year.

Can you make 10% by simply shorting the long term treasury bonds?

Things can change but mortgage rates are closely tied to the 10 yr treasury bond rates.

ExactlyUnless you are assured of significant cap app, you would be better putting the $100k into a good dividend stock or hold a note.In fact $150 after all ancilary expenses, taxes & inflation would probably return less than 91 day treasury bills!!!!

I'll bet the broker is unaware that an agent is refusing to do business with any regulated lender, publicly advertising by clear implication that a bank can't perform.You can also turn the matter over to, the state RE commission, the Board of Realtors, FDIC and the Treasury IG, I assure you they will not take kindly to such public implictions.

You can look to the Treasury Department or FDIC as a regulator with your degree, you'll attend the school for bank examiners in DC and gain the compliance and legal background that directly relates to RE, especially in valuation of collateral.I was unaware of the benefits of having been an examiner until I left FDIC.