Your goal is to make a financial return commensurate with the risks associated.  

Lucas,I just wanted to take a moment to apologize if my previous response came across as too harsh or condescending.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

These days, every MLS syndicates to sites like Zillow and Redfin, so you are likely seeing every house on the MLS on Zillow/Redfin/etc.

Welcome to BiggerPockets Jorge!

keep going after it. run lots of numbers and do a lot of underwriting. feel free to reach out at any time if you need help in your market. these properties that are 3 units are rented and then a cash out refinance that not only makes money but returns full capital to the investor on DSCR loans similar to the interest rate you mentioned above. 

I'm eager to grow my book of business in various markets and connect with active wholesalers.

Where would you find a good mentor to fund the emd and down.

It's generally fairly hard to convince someone to lend you a private loan if you have no experience investing.

There are many ways to approach this and they all work as long as you commit 100% to your REI business.