I’m curious: are others who house hack buying homes they can just barely afford, or are you sticking closer to the ~30% housing rule and using house hacking income as an added bonus?

If I wait until accumulating enough cash in the account to buy another note, this will kill my yield.

Buy-in is often more conducive than other more saturated markets and there's such a wide variety of options to choose from. 

If you are buying to live in, you could also do FHA with a cosigner.

Investment Info:Single-family residence buy & hold investment.

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

So, I kept going back and buying things for my girlfriend until he sold it to me.

Hopefully, you find it helpful and qualifies us to assist you with your goals:)---------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Quote from @Carson Hyland: Even if you buy the right property, failing to manage it well will kill your cash flow.