A great way to start is by attending RE events and joining a local investors association.

Only nearby city that rivals it is Amarillo (2.5hr drive north) and it does not have anywhere near the education infrastructure or $$$ inflow Lubbock has (at least not yet) with Texas Tech and associated schools, SPCC, LCU.

I see a number of economic development and community vitality initiatives initiated circa 2020, including a community master plan, the development of the MetroHealth complex and associated green space, the Community Housing Plan 2030, 25Connects, Mayor Frank Jackson's Neighborhood Transformation Initiative, and others.

A great way to start is by attending RE events and joining a local investors association.

Prepaid taxes and insurance, any lending fees, points, surveys, settlement fees etc

If there is one you would need to take into consideration the effects of the costs associated with that vs. your new savings via the lower interest rate.

One recent survey found 40% of non-homeowners said that their inability to afford a down payment was their main obstacle.

I am using FurishedFinders, and provided the Renters Insurance through their associated platform Keyfinder to my tenant.

This allows you to recognize the loss associated with the disposed component without having to wait until the entire property is disposed of.In your case, the replacement of the roof due to hail damage would qualify as a partial disposition event.

You can also ask investors in your local real estate investors association for recommendations.