I'm not saying you are responsible for the repair or damages; I am saying a professional would know what they are responsible for, and they would act accordingly.Hi Nathan, I am well aware of who is responsible for what, but as we all know, the cost to hold someone accountable often outweighs what is recouped at best.

a plan to refinance our current mortgage as well as get a HELOC.

Really have done well in Pembrooke Pines.

My wife and I were raising 3 daughters at the time and wanted to provide well for my family’s future.

I have databases consisting of 1,341 lenders for RE as well as close to 20,000 contacts at family offices, hedge funds, endowments and pension funds. 

Well I did it 15 times so I guess I would but I'm getting older and more tired these days, and property is more expensive, so I'm less inclined these days.

Well maybe you can't? 

As Chris mentioned:  if you well today you can’t sell 5 years from now.

If you're well qualified conventional financing is also an option with 5%+ down.

I just want to be able to rent my property out and have the option to enjoy it as a vacation home as well.