@David Robrecht they (the neighbors) cant make up their own rules, the CCR's are what they are, although only being 10 units, they could very easily get the votes to change the rules.

friend of mine owns a big PM company in PHX AZ  he is seeing this happening now.. my worry ( and I voted for Trump) is losing labor..the Hispanic labor is by far the best labor for the money out here.. out in the deep south same thing.. they show up work and do decent work.. you get the locals in the deep south and its anything but.So even if we bring jobs back home for Americans most Americans simply are not skilled laborers they don't know how to do what our Hispanic work force does... they simply don'tSo I am torn..

I guess seller financing leaves me vulnerable to Dodd Frank rules where I would eventually need to find an RMLO.I am also looking at lease options as an alternative method to essentially owner finance the mobile homes to buyers.

FYI my current situation is:ME - FICO 665 middle score / $45k/yr income / $200/mo DEBTWIFE - FICO 650 score / $0 income / -$625/mo DEBTBROTHER - NO FICO - currently building / $30K income / $0 DEBTavailable max Down Payment $7,000PRO's Willing to purchase duplex / tri / fourplex in : riverside / rialto / pomona / ontario / san bernadino (no orange/red Crime map)price range : $180k - $450KREQUESTS: need atleast one unit to be 3 br *looking for value add* as well, After hearing the hundreds of first step methods, im finding it a bit hard to narrow down my search criteria. 2nd question is: After stating our current situation, what other strategies, loan programs or methods to begin our first Multi-Family buy and hold purchase would our current financial situation warrant reaping the most profit and least risk among this interest rising CA desert property market?

I was thinking about using the BRRR method on this. 

It generally will not go away with time unless we are talking decades and legal fees.Yes clearing up a title with a tax foreclosure is a way to do that but not the fastest or most reliable method. 

Welcome to BP.What you mention is called the BRRRR method.

I was told to see if my buyer is willing to do pass through funding, but I have never used that method before and wanted to get some more insight on how that proccess would work.

I believe the method I am trying is some variation of BRRRR.I would (house hack) live in one unit and rent the other(s).

From what I have been reading, it seems my best route should be the brrr method.