§1250 property recapture is the extent of the excess of depreciation over the depreciation that would have been available under the straight-line method.

I'm sure all areas are not created equal but if you are in a position to take advantage of the banks motivation I think many will find this extremely rewarding.I have found the banks not only flexible in pricing but also in the method of constructing the transaction.

The method was used to teach people one decade ago or earlier that $50,000 home one can collect 500 rent a month.

I've considered 'encumburing' them with my own entity financing at that point as an LLC alternative, but I am early in researching that method.  

I dont think one method is better than the other all the time just depends.

Here's an example what I mean when I say your profit comes after you recover your costs (cash you put in):Property Terms:  Purchase Price = $100kOption #1:  Buy all cash1 - Cash in (cost to you) = $100k2 - Cash Flow = $10k/year3 - Years to full recover of cash/cost = 104 - Profit during years 1 - 10 = $05 - Next purchase using same Option Method (all cash) = Year 11 = 2 properties ($20k cf)6 - Next purchase using same Option Method (all cash) = Year 16 = 3 properties ($30k cf)Option #2: Buy $20k DP; finance $80kcash1 - Cash in (cost to you) = $20k2 - Cash Flow = $5k/year3 - Years to full recover of cash/cost = 44 - Profit during years 1 - 10 = $30k (last 6 yrs)5 - Next purchase using same Option Method (20% DP) = year 5. ...if you buy a new property every time you accumulate $20k in CF for the DP (and add $5k in new cf/property)...6 - In year 16 (when the other Option has 3 properties and $30k CF/year) this option would have = 17 properties and $85k in cf/yr)7 - In year 21, this Option would have 53 properties and $265k in cf/yr...if they continued buying new properties using the same Method.  

Using the BRRRR method I would pull out the costs and borrowed money plus interest in a conventional loan once rented.

House hacking is a classic method.

Return the call to the city and tell them that you tried repeatedly to contact them through different methods with no luck. 

The vast majority of commercial loans require 25% down and there is a method behind that madness.