There are DSCR lenders that do not have a seasoning period to use the new appraised value, however you will need to verify work was completed to improve the value of the property.

I am basically looking for good value to flip.Thanks, ZekeHave you done sheriff sales before and are you local?

What you can do is request rental history & applications so you can review it yourself to find out as much information as possible in terms of their payment history. 

Their quotes are enticingly low, but I'm pretty sketched out by how I can't find a single post-claim review.

Are you looking for value add 70 deals, or are you looking for brand new construction downtown?

No conventional lender (that I've found) will be able to fit all this criteria, because it's very unique.Occupancy: Currently rented on a short-term basis (airbnb), however, in the process of securing long term tenants.Gross rent (for 1 tiny house): $14,400 annually ($1200 monthly)NOI (for 1 tiny house): $9,600 annually ($800 monthly)Expected Gross rent (for 2 tiny houses): $26,400 annually ($2200 monthly)Expected NOI (for 2 tiny houses): $18,000 annually ($1,500 monthly)Value of portfolio financed at 8% cap rate: $225,000Loan terms sought: 70-80% LTV loan size ($157k - $180k), 20+ year termAnticipated or actual appraisal issues: This is where one of the main problems lies.

Hi Trevor,Reviews and testimonials are important. 

Cash-flowing SFR's are tough to find in this interest rate environment without value-add rehab work or a large down payment.

FILTER CRITERIAObviously depends if you want to do a value add or not.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.