Everyone has a different perception on the different asset classes.Just depends on how you where born and bread 🤷🏻Someone living in Beverly Hills would call my "B class" a "Z Class" lolI consider B class in Toledo to be as follows:1) Good infrastructure supporting home owner and tenant demand (Schools, colleges, hospitals, medical centers, larger employers, etc...)2) Employed tenants that are sophisticated enough to pay rent online.3) Well kept yards, no bordered up homes, pride of ownership in the community.4) Mix of home owners and investor owned (Leaning more toward home owners)5) Lower crime rates and some upside potential from an appreciation standpoint.6) Entry sub $100,000 with 8-10% net returns on cash investments.Every market has different numbers and cashflow expectations Much success

You might find people that charge low rates, high rates, lots of fees, no fees.I'd focus on competency.

Hey guys,I am curious on your outlook on the mortgage market after yesterday's FED rate pause and outlook on the future.

What we have often found is that while the prices & taxes are less so are the rents & we could not meet our hurdle rate targets. 

This increase is due to a mix of legal work that has been done since the holidays and bigger economic reasons like rising interest rates and inflation. marking a cautious and important time for the market. 

I do not like taking over debt with balloon payments coming soon or with variable interest rates either.

Consider diversifying your investment portfolio with a mix of fixed and adjustable-rate mortgages.

Home values are slowly rising here, but there's still a long road ahead.  

Mortgage backed securities (MBS) lost -78 basis points from Wednesday's close which caused 30 year fixed rates to move upward.This was the third straight days of sell offs.

The commission rate the broker proposed is 6% for year 1-5 and 4% for year 6-10.