Other things you can use to demonstrate your intent would be your normal practice, rental agreements or rental listings, written correspondence with your professionals etc.You've got a pretty healthy gain to shelter for sure. 

I appreciate your keen insight as I'm still pretty new to real estate and working on my first deal.

Seems to keep valuations pretty fair or you can agree on another valuation method.

From the research that I've done (mind you, I'm still pretty new - so I understand my research may be a fantasy land!)

During the day it can still get pretty hot.  

It sounds like they were pretty flexible.

So I'm coming here asking if anyone has an idea of a loan I could get with a pretty low-interest rate that I could get for the mortgage I just need the mortgage to cover the down payment.

They are pretty basic in what they want to see .

@Larry MillerPhoenix is a great place to live if you can deal with the heat as the taxes are low and the housing is pretty affordable.

Although pretty competitive, PHiladelphia is a great market for MFH's at the moment.