Hello BP,My name is James, I live in San Antonio, Tx and I am very happy to find this online community.

Unlike other forms of currency, they only exist online and in the form of encoded computer files.

There are many ways to market and network your services online and off.

I personally have never used a mailer and just do online marketing with my website because SEO is my specialty (and its free besides purchase of domain/hosting).Also last word is don't get discouraged if this is really what you want to do.

Yes, I did the online classroom.

The type of Fraud are identified in the FNMA Selling Guide(1), page 134, which include:...misrepresentation of occupancyOn page 1167, Verification of Owner-Occupancy, does indeed spell out post-closing review guidelines.As a practical matter, Fannie Mae form 3034 (Uniform deed of Trust) requires the occupancy of the property as borrowers principal residence for "at least one year after date of occupancy."

I am speaking from years of experience handling the design and maintenance of three high end hotels in Seattle, Portland, and New York.Cheap carpet wears out three times faster than carpet that's only twice as much.If your flooring is top of the line, a few dollars a month increase will pay it off, and it's easy to get a few more dollars when your property looks spectacular.No matter what you do or say, someone's always going to smoke inside, spill drinks, potty train a dachshund, practice naked yoga, and/or feed their kids too much sugar.

but I'm married to a career Navy guy so this was our last, chosen, stop before he retired in October.I am a physician looking to replace most of my clinical salary so I can practice as much, or as little, as I'd like...while healthcare figures out what it's going to do with itself.

If the reasons why you're taking the classes is because you need education on a particular aspect of real estate financing then would it be better use of your time to learn that specific aspect from someone who knows it and then practice it in the real world?

I feel I have a knowledge and understanding of the market in this area as I have practiced both residential and commercial RE for a few yrs now.