For a third, I can't touch 1.2% rental yield in SoCal these days (maybe 2009, but not 2015), and would need to put something like 40% down (or LTV over my entire portfolio if HELOC used for cash purchase) to even cash flow (which is the price I would pay short term for that "insurance") or accept negative cash flow (definite no-go for me) for that 1 year + 1 day.

It is a necessary part of any balanced investment portfolio. 

Not only is RE local, your portfolio performance will vary with types of assets owned, quality of management, and your local market.

Find my other posts from my profile.Atlanta is awash in hard money lenders  and even portfolio lenders.  

Out of curiosity, is it possible to buy and hold with none of your own money to build a passive income portfolio?

They are looking to diversify their investment portfolio and benefit from tax advantage of real estate.  1st Question) From your experience, is the tax benefit taken on annual cash flow more valuable than the potential for capital appreciation through leverage.

Then you'll have to go commercial or portfolio loans.

Does anyone have any advice of how l should go about securing portfolio lending and other creative lending forms?

Hi Tim, Congrats on adding another two units to your portfolio.

...is a private money lender to help fund my rental portfolio.