We bought 18 1 bedroom apartments at a condo complex from a tired landlord, someone who had a number of apartments and apartment buildings and simply didn’t have the systems and policies in place to be able to effectively manage so many units.

Even if it may not legally be classified as a daycare, there may be some policies on situations like this specific to your insurer that you would certainly want to know in case any additional coverage is recommended/needed. 

They say that to issue me a policy, they must be owned by the same LLC or same person (ie. me)Can you please share who provided you with the policy? 

Hello all, I have a home I bought Sub2 that I will be getting a policy on tomorrow, but have a couple questions before I pull the trigger.

Think of it as an insurance policy that could save you thousands. 

You should have had a WC policy the moment you took over the property.  

@Patricia Jones depending on your insurance policy, it could exclude "Business Operations".  

I could generalize but it likely depends on the language of the agreements, regulations, the policies and practices that apply and the parties involved...The authority could likely tell them the policy or what their agreements and terms require in terms of proces in that program if one of two dies.

If your still looking contact Summer with Layton Insurance, you want to get a Builder Rick policy for the duration of renovations.

However, another way to look at it is its not your money its the market's money that is providing the lender credit or lender rebate that pays the single pay premium MI policy off.