I came in with a conventional loan and ensured them I had no plans to occupy the property.

I came in with a conventional loan and ensured them I had no plans to occupy the property.

Tenant PoolThe only way to consistently make money is to keep the property occupied by what I call a "good" tenant.

My first house hack was a 20% down conventional owner occupied loan.

And I know the very basics of the loan, such as you (typically) need to occupy the property for a at least a year. 

Of course, a realtor and a mortgage person are going to tell you to rent one and buy a new one, but why would you move out of your home that you've lived in, just to owner-occupy another single-family that you will probably not like as much, just to get minimal cash flow out of the house you put the work into.

Obviously, much of the following is dependent on the individual, but non-owner occupied investments can be in the 3-4% range (this rate can even go lower if it is owner occupied!)

I’m looking at buying a duplex to owner occupy, but the current leases don’t end until March, 2022 (4-4.5 months from now).

I have a list of thousands of non-owner occupied owners over the age of 50 with at least 50% equity in their house.

For owner occupied conventional loans in NC, 12 months is usually the requirement to owner occupy the new residence.