It clearly states in the lease and we had a verbal agreement I would make an acceptation this time. 

She promissed me verbally that if she can't refi she'll sell to me.  

Non US citizens have meager institutional options when seeking to finance investment real estate here in the US.Which leads me to wonder why more foreign investors don't actively seek out (or seek to create) deals financed by the seller.

I also have a good Non Recourse Lender that has good rates for being a lender for rentals when I find ones that I want to have a mortgage on.   

Yes, my debt would be a little higher, but let’s also assume my non-real estate income gradually increases too so DTI is roughly the same.  

When I describe the type of houses I buy and the numbers, most non-investors are surprised that type of property exists in my area.So maybe they are available in your area: ask local investors.

I am new to real estate as an investor, though we will close on our first non-owner occupied deal this month.

They are both non-institutional loans.

@Daniel Chang Regarding expenses, when there is positive cashflow to pay everyone it's a non issue.

Although I am not completely opposed to renovation I am looking for something a bit more turnkey which I can add value to through non structural improvements.