Looks so nice having a row of books filling up those shelves.One of the main reasons I keep leaning towards Kindle is because I read a lot at night in bed when my wife is asleep, and the backlight in the Kindle is much better (and less light) than having an actual book light.

Please any insight or experiences that can shed some light to this question will be greatly appreciated.

If you're flipping a house,for example, no one is going to give you an extra grand for that pricey light fixture, but they may give you a couple extra grand for good quality granite counters. 

But in the absence of a rationale, and in light of how this comes almost two months after the routine inspection and how the only person communicating with me about this is the local Nationwide office's receptionist, it seems like someone needs to resolve some end-of-year shortfalls.

Hi Nat,Rustoleum makes primers for light rust and for heavy rust.

Me: "light bulb goes on" damn you...After thinking about it, he was completely right, so here I am and hopefully someone at BP can shed some light on the below:I am at the point where if I don't take some action, and do it I am going to be that guy who is 50 who never did anything in real estate but is still looking for the first deal...I went on LoopNet and Redfin, started finding 5+ units for sale.

$15,000 is very light repairs in our region.

Depending on how much you're comfortable doing yourself e.g. fixing leaky faucet, changing light fixture, cracks in wall, new paint, 10% of rent per month is a reasonable first guess.

So after much thought and consideration of a variety of variables here's what I gonna do:Invest about 10-15% in some solid ETF's.Park about 25% with a well established HML.Invest about 25% in some 1st TD'sInvest about 25% in SFH's or 1-4 Unit MFP'sKeep the other 15% in $$$ for a rainy day emergency fund.It really depends on your appetite for risk vs. reward and your motivation to stay personally involved and hands on with being a landlord which I've been for decades and I'm over it.No more lighting pilot lights and fixing leaking pipes at 3am for this kid.

Inside the premises we find damage from their burning candles for light (electricity turned off by power company for non-payment), smoke detectors dismantled, broken window, etc.