Statements lacking such clarity is what I think leads to people saying things such as "the Solo 401k is exempt from UBIT" which is not true.

@Yoel Sarue lack of money is a motivator, if you really have a burning desire to get money.

You tell people you're going to charge them a half months rent upfront, you're probably going to have higher vacancy rates due to lack of interest, and people are going to view you as a scummy landlord.

If there is never a lack of resources only a lack of resourcefulness what have I missed?  

Because of the lack of income any interest rate I can get for a cash out re-fi is about 7.5% when I currently have 4.875%...

Lack of $ is a symptom of your lifestyle and spending priorities usually. 

Also, section 8 has been a great avenue for a lack of better words "Guaranteed Rent".

I admittedly lack experience in convincing friends and family to invest! 

What if the lack of cleanliness of causing a musky smell? 

@Andre Williams you will need a complete set of plans and specifications to get a thorough estimate so you can compare apples to apples.