But I am an empty nester with a working partner, not a sole provider with toddlers, so not only is it not apples and oranges, it's barely a comparison between any food groups at all.I like what others have suggested of getting another job and using the salary from the old job to invest while living off the new salary.  

Anyone has uses homedepot for flooring or roof or other heavy itemThere are alots of neg comments about their services and lack of quality workWhat are your experiences?

For an apples-to-apples with the larger securities markets a 4% SWR is probably too low, but 11 - 12% sounds high.  

Just registered, so I'm sure I'm lacking any credibility at this site, but I was searching for reviews of Cozy.co and found this forum and wanted to share my recent experiences with Cozy.co.Now in my second month using the service.

You always want to be sure you are comparing apples to apples. 

@Sandesh Sapre  I think the major issue with any SFR  rental or the one's that are presented turn key generally is they lack history.. its all supposition as to how well they will do.You may want to look at multi family that is established one's that have track record then you can see through tax returns and actual P and L's how they have done over a 2 or 3 year period... for SFR's its all about price point in a given market.. or the what folks like to call A B C D class properties.

Make sure you compare apples to apples and get a good faith estimate regarding closing costs.On my last loan, one lender had 1/8 point lower rate, but almost $3,000 more in closing costs.

Of late, I have kept a watch on a few properties on Auction.com myself.What I have determined being new at this, that there is much knowledge I lack to make an informed offer.Marlene, I would encourage you to closely watch from off stage before grabbing the microphone.Attend a few courthouse auctions, learn about risky deeds, hidden liens and shaky titles.For a novice, I know what I don't know.  

With the lack of properties now, many will be very interested in partnering with you under terms you could strongly influence, if you come through with viable properties.

@Manuel Sarabia, my biggest issue is lack of control over all expenses.