Seller further warrants that should the property be located in a Homeowners Association or Condominium Association that all past due assessments and or special assessments shall be brought current and evidenced via a Paid in Full Assessment Letter prior to closing.

It looks like the pre-approval process has already been explained to you here:http://beta.biggerpockets.com/forums/49/topics/131730-getting-a-pre---approval-is-important-prior-to-searchingBefore beginning any part of the purchasing process, get a crystal clear picture of the point you are starting from.

Enclosed porches and converted garages from prior owners done without required permits are common in my part of Florida, and I've been told that it's hit-and-miss as to whether it'll become an issue.

The daughter had 3 prior evictions which I found after I got her name, mom had 0 until this one (both were named because the mother was on the lease and the daughter was in possession).  

He's also supposed to drive by monthly and inspect inside every 6 months.For-rent phone calls come to a google voice number advising of unit currently for rent, instructions for how to obtain an application online,  and to contact maintenance guy to schedule showing.  

Firstly, properties available for sell, auction dates, and links to your local state laws.This will then provide you with your states redemption periods and return on invest terms (aka annual percentage rate) for your state.Lastly, research your perspective properties and formula a game plan prior to your actual purchase.Good Luck!

Christina, to maintain the integrity of this thread, I'm in favor of continuing to drill down in the original topic; use defaulted tax list(s) as a lead list to generate bargain buying opportunities prior to tax sale.My strategy has always been simple: an initial letter (or postcard) to make the owner of record aware of the situation.

So, fast forward a few days from hearing our offer was "accepted" and my realtor and handyman go to the property (had rained a few days prior) and see water that had leaked into the master bedroom and the ceiling was wet and the carpet as well.Then, the listing agent calls our agent and says she was mistaken that it is not actually accepted, but just the trustee has accepted, still waiting on the bank.

It is usually not 'allowed' to make any contact with a borrower prior to your ownership of the mortgage.  

@David McEwanI would secure financing prior to shopping, however just ran into a deal where I was 'Preapproved" for financing, signed a contract & was sidelined due to a garage apartment & forced to seek cash from another source.