I have worked with several individuals that try to broaden their net by selecting multiple markets.

For example, most 4-plexs for individually metered electricity and gas therefore the tenant pays for them, however the owner still covers water/sewer/trash which can be a couple hundred dollars per month depending on the area.

I am currently working towards buying ownership into an office building structured with an association of individual owners for the individual units.

However, I have heard a few times on the podcast and in books that banks prefer to loan to individuals rather than LLC's in the beginning because the LLC has not yet established cashflow.

Reject Shiny Object Syndrome.

There are some legal issues with this and it is not a good term strategy to grow (it will negatively effect your individual and company reputation). 

Many patients travel alone and try to find locations with like individuals to spend time with so not alone and dr mentioned he heard renting rooms out may yield more profit.I am still getting my feet wet so sorry for questions but that’s how I grow.

But if you have lived in the rental for 2 of the last 5 years, you should be clear up to $250k/individual or $500k/couple before you're hit with cap gains. 

It's important to do thorough research and lean on those who are more knowledgeable in the field.  2.Strong Stomach: Many individuals who jump into investing end up sinking before they can learn to swim.

That policy rides on top of your individual policy limits.As far as what company is the cheapest, nobody can answer that because no national carrier is the cheapest in every market.