My advice would find a agent who you like and start working with them for all of your buy and sell. but do not pay the 6% commission that most people will ask for instead call and talk to a realtor who will take a flat fee ( yes this is legal in ohio ) and pay him/her to work the paper work for you. you could even work in a full cma into the deal so you have grounds to stand on when the house is ready to sell. just my thoughts and how i would approach it and be a little less worried about things turning bad.

We bought our first property in Aug and rented it for Sept 1 and were able to count that as a year when getting a new loan because it was on our tax returns - so essentially we were landlords for 1 year and 4 months but they were fine with it.Note that if you take a loss on your tax return that money is taken out of your regular income and will hurt you when applying for a new loan

When an appraisal is order, it is the report that essentially is purchased and owned by the party who ordered it.

I went to the $50 show for Ron's new ACTS program, which is essentially just helping homeowners do a long term L/O their upside down homes (and keeping the option money) the way I understand it.

The GLB Act does not give consumers the right to opt out when the financial institution shares other information with its affiliates.The GLB Act provides no opt-out right in several other situations: For example, an individual cannot opt out if:a financial institution shares information with outside companies that provide essential services like data processing or servicing accounts;the disclosure is legally required;a financial institution shares customer data with outside service providers that market the financial company's products or services.""

Sometimes paperwork can be tricky, but it's worth avoiding the day to day craziness.

These are no big deal, it won't change anything with my business aside from more paperwork, the income won't change.

Apparently, you either bid on the place sight unseen, or failed to check on the bathroom before bidding and/or before the time limit for submitting the final bid paperwork (i.e. 48 hrs.)

You may want to notify them of the changes, and be prepared to send copies of the suit, and deed paperwork.

It would be a ton of research and paper work but if all of them together make a REALLY good deal you can perhaps structure the lending.