Residential multi-units vs Commercial multi-units

[Lue C.]

Newbie here at BP... I've been listening to past podcasts and am interested in learning more about multifamily/multi units. I heard that a property more than 4 units is considered commercial property and financing becomes complicated. What if I pay cash? Will that eliminate the financing hurdle? Are there any more differences in the process like inspecting and closing? Are all properties listed on Loopnet commercial?