Even if he does work with you (and truth be told I probably would waive the points to extend the loan but none of the interest if you came to me with this request), he may not want to lend to you again because he knows what will happen when times get tough. 

@Charlie KazmarIt sounds like you’re having a tough time getting some detailed information about eXp realty?

@Blake McFarlane if FHA is tough to obtain try low money down conventional mortgage.  

To ensure the health and safety of our team, most of our employees are now working remotely.

But higher end A B type props pretty tough to just own them outright unless your a 1 million dollar a year earner.. that type of thing.

From my understanding its tough and takes time to get into the section 8 program so the tenant is more likely to abide by the lease rules.

It seems the local zoning department employee was very helpful for you. 

Hey Jacob, The first year is tough and the corona virus won't make this year any easier for you. 

@Justin VoegeleAlso properties can have a tough time sitting vacant.

When you are new to the game it can be tough to start out.