Their rates are a bit better than hard money, they often offer a bit longer term, maybe 12 months with the option to extend later for an additional fee in-case you don't finish as planned.

In the spirit of collaboration, I submit for your feedback my emerging investment plan:Markets considered, favored:Favored: Minneapolis - Strong employment, population and rent growth, in addition to what appears to be relatively low and falling values makes this very compelling.

A hard money loan is probably your best bet. 

These are professionals with additional training and a stricter code of ethics.

I'm willing to bet that your flooring contractor is charging per sq. foot which means he makes more money by doing it the easy way.I'll be doing a flooring job soon and the only place I will be putting the flooring underneath anything is in the bathroom where it will go under the toilet and vanity only because it would be virtually impossible to install the vinyl planks in the small spaces between them and the walls and the tub. 

Should I average a flat fee and add that to the rent advertising (utilities included) or should I charge a flat fee additional to the rent?

I planned on getting approved for a loan this week until I was recently informed by a manager I could receive additional hours within ~ 1 month.These hours would provide additional income of ~$520 per month BEFORE taxes. 

Usually, the Unpaid Principal Balance (UPB) stays the same and all of the arrears, additional interest, fees, etc. are added together and become the new "deferred principal balance."

My tenant asked for additional insulation and gave an estimate of $225.00.

Security Deposit or Landlord Tenant Agreement will be used if occupant has moved out and unit was damaged by occupant or his/her guests.She's now threatening to take me to Small Claims, which is I feel what I want, but I don't know if there are additional repercussions that I'm not considering.