You apparently are planning to use a FHA owner occupy (House hack strategy) loan based on the 5% down payment.You have to analyze this from two perspectives.  

Hi all, I am looking at two properties to do an owner-occupied duplex. I need help deciding which house will be the better buy. I am a commerical banker but this is my first investment purchase. I am using an in house...

Analyze the value of giving up the % to a DST as opposed to paying cap gains now.

@Bob GillarYou're kinda over-analyzing things if you get into Total ROI due the complications of dealing with personal tax returns.Most investments for 1-4 family properties should focus on annual Cash on Cash return and CoC ROI.

@Victor Kang, I would use BP's calculators to analyze different scenarios.

Ok, I have been using the BRRR calculator, but the Property that I'm analyzing its working out.  

Does anyone have a preferred metric(s) when analyzing returns on buy & hold properties?

This is helpful if you aren’t experienced or comfortable analyzing credit reports.

Everyday I am constantly on BP and on the internet analyzing deals.

Hey BP Members - I've been analyzing a lot of apartment and multi-family deals and I have started to notice that the biggest disconnect I have with my numbers vs. what is shared with me from current owners is their insurance on the properties.