They are responding to facebook linkdin and bP PMs where the adds are simply to good to be true  so they get sucked into thinking there are actually loans at 5% for hml  or that NO down payment is necessary or that NO credit is necessary etc etc.. while it could happen for very experienced repeat borrowers  everything but the interest rate that is. 

So my first property back in 2001 was made possible with a $78k loan from my parent's LOC. 

The loan was a normal 20% down mortgage.

As many investors know, lenders typically require more down payment 15-25% and to utilize Debt Service Coverage Ratio or DSCR loans would not allow vacation rental projections or income to be utilized for qualifying purposes.

it's going to be very difficult to cash flow with interest rates where they are, especially if you would be taking out a DSCR loan.

Paid cash and would like to refinance this deal using a DSCR loan and continue doing this.

Additionally, we have very unique financing options available to investors through various lenders such as an investment portfolio loans where someone can buy multiple investment properties with as little as 5% down, a 2.99% seller financed loan, new construction loans, etc.

The principal and interest payment will remain the same, but the loan payoff date will be escalated as you make extra payments towards the principal.The details of your monthly payments should be available on your monthly mortgage statement as it lists the principal, interest, taxes/insurance escrow, and PMI paid that month.

2) If two partners were doing a STR deal, and Partner A is the money partner (puts name on loan, and provides down payment) and Partner B is the active manager.

I've heard stories of "gurus" promoting courses on how to renovate and lease homes to housing choice voucher recipients and part of their sales pitch is higher loan leverage than market signed leases.