Also, I would plan to self manage and from looking on their site I believe if you reside more than 20 miles away you need to have a representative who is local.  

Does anyone have recommendations for a good commercial lender?

@Josh Banwart happy to help, and I would recommend reaching out to @Marcus Long as well.

For smaller portfolios, I recommend Buildium.

Two contributing factors are high construction costs and regulations that make obtaining a construction permit difficult.California already has a large housing shortage.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I would also recommend doing a balloon payment sometime from 2-5 years of executing the deal so you don't have the service the loan for a long time.

  sorry for the confusion, I was asking where I could find the @jay hinrichs posting about  investing in Jackson and Mississippi you recommend 

Hi @Rita SamaddarI recommend areas based on three things:Budget: Knowing your cash to close helps me suggest the best areas, especially if you're using a hard money loan.Rehab Level: Whether you prefer low or major rehab impacts the neighborhoods I'll recommend.Market Dynamics: Areas with minimal days on market are ideal, as they predict how quickly your property will sell post-rehab.In conclusion, start with how much you have to work with and the level of rehab you're comfortable with to find the best areas for fix and flip.

If this seems wrong, what does anyone recommend I do.