I bought a Triplex last year as my primary and live in one unit.

I'm embarrassed to say I paid $5k to join Tom Cruz's Section 8 Secrets group a year or so ago. 

Investing for nine years.

It will then likely take more than 10 years to fully distribute the property as it appreciates in value.The key to this exercise is that what was taken out last year does not matter. 

Also is the goal to refinance in a couple years?

Rent increases, and appreciation happening year over year.

If it’s now vs 5 years from now, that’s 5 years of potential equity you’re missing out on.

I'm from Michigan, been in MD for 2 years, and moving back to MI next month.

If not, then you will keep it for about 5 years. 

But no one that stupid is going to ever get to the point where they are entertaining a 100-unit, so there's no point in trying to market to that person, they don't really exist at that scale (and, to they extent that they do, they aren't falling for real estate scams, they are falling for crypto/nft/blockchain/ai [+ next years buzzword, whatever that is] type scams).