By doing this you will  able to determine the change possible and how that will affect not only the principle balance emailing but also the changes in your monthly payment.

Focus on keeping the credit card balances next to nothing. 

organize what you do, what you read, who you talk to and BALANCE this all with time for family, friends and life in general.

I agree with other posters about needing a strong personal balance sheet and credit score for large loans for purchasing property.It is possible to get unsecured business credit for credit lines though.

If we work together, we can put out a unified voice.

There is a balance. 

It's a balancing act.

I do see that you are in San Diego and the price points there are less attractive than other markets, but you just have to decide to balance the ability to learn by doing self management for some time, or learn as much as you can about off-site management before taking the plunge into another market.  

She is being advised to  sell her current condo, pay off the existing mortgage, use the balance to support the 20% dp and then invest the rest in the market where she might receive $400-$500 return monthly for living expenses (too risky in my opinion).

If they really hold to a tougher policy language they may pay out partial on the $7500 and the balance of it when you show completed work.I have insurance clients with let's say not very nice rental homes that cover their properties just like that and are ok with a payout like I described above.