I focused instead on different portal types, what to look for, compliance, and general commentary on operators.  

The problem here however is that with all the regulations, compliance costs and caps - it isn't nearly as profitable as it was a couple years ago. 

I want to make sure that she does take action, but she can still take the loan for $250,000 and keep it in a higher interest bearing account until she is ready to pull the trigger, but telling someone to just buy a house is not a good idea.

It may trigger a period of ineligibility for Medicaid long-term care benefits on the theory that those assets could/should have been used to pay for the individual’s care.

Although the product you purport to deliver is EXACTLY what I have been searching for, I’m struggling to pull the trigger and subscribe to your lead generation services.

Dmitriy & Jon~Thank you for the information...I definitely did not know about the UBIT and will take great care to make sure that I am in compliance.

Sounds flaky/smells fishy, whichever sense it triggers, it's suspicious behavior to me.I'm very systems oriented in my business and when I look back at when "problems" happened, a lot of them are traceable back to my decision to deviate from my own procedures.

There are tons of varying opinions on compliance for the small time investor.  

Yes, just simply find another bank...They can have concerns in giving you that second loan because from a compliance standpoint it can look shady if they were ever audited, or if you went into foreclosure...Usually banks aren't that paranoid if they know there is no shady business going on...Someone who is purposely looking to buy O/O just to get cheaper rate...There may be guidelines from the lender they sell the loans to that stipulate 12-months seasoning on any O/O loan before they do financing for another O/O home...But usually only applies to that bank or lender.With Banks so competitive to get more business, you will be hard pressed to find another lender that will turn down the opportunity for a new loan!

There is one more that recently went off market that I would like to try and put an offer together on that is a commercial multi but needs a good chunk of rehab.I know there have been some interesting posts about subject-to triggering the 'due on sale clause', but for lease-options should I run into that issue?