Make sure you run rental comps as you look to purchase.

It probably helps them price out their policy to you so that they make sure you have the right coverages in place.All the best!

I am also a real estate agent now who will be able to buy and list my own properties..I would like to BRRRR if it makes sense on the refi to pay off the LOC, or sell for a quick turn around.Thoughts/suggestions?

Go to local meetups, or join the local REIA in Westchester, and make some connections and see where your time or skills can be used to help a more experienced investor.

So, here we go..In 2018 I sat down at my desk to go over my bills, which I was barely making.

I see a lot of ads when reseaching online that make it sound like my scenario is possible, but I've been skeptical.

Usually lenders want to see you making more income than your expenses by at 20%.  

An example would be credit score, if that is what makes your trust someone that is completely fine.  

my goal is always to have passive income from rental properties but right now I’m thinking more of being able to pocket cash and later make plans on rentals.

You work a stable job and make $5K a month.