I'm an software engineer on W2 and she started as real estate agent about 2yrs ago.

Reading, learning, and contributing to the forums.The podcasts are great but I usually skip the episodes that don't apply to my market, or when guests get start talking about overly leveraged deals. 

Is anyone else interested in starting a mastermind?

It's no guarantee but it's a good place to start.

As some have mentioned already, there are other platforms out there that have a lower average transfer time (like 3-5 working days). 

In my opinion, one should start in his own area, if possible.

I've recently setup a Self-Directed IRA with Quest - just funded and am looking to start!

There are many other ways to qualify besides DSCR, like bank statement averages or even P&L statements that can offer lower down payments..check in with @Joseph Chiofalo he's a 20+ year mortgage colleague and can help with structuring and options.

House hacking a 4 plex is what I often recommend to people getting started.

At that time, the builder will pay the accumulated interest along with the principal.We have discussed a few different options to structure this arrangement, assuming an interest rate for interest-only loans with monthly payments is 10%:Option 1: delayed interest with a rate of 12% (interest rate is 2% higher)Option 2: charge a lower interest of 8% then profit share (need to determine appropriate % split)Any other thoughts on how to structure this arrangement?