You can pay cash for your purchase to give you the competitive edge in purchasing and then roll your buys into either a portfolio loan or regular mortgage. 

I regularly work with my client's CPA to ensure we are setting everything up properly from a global standpoint. 

More often than not they take the guests side no matter how much $$ the host brings in each year.

We're trying to do the 'right thing' (for us) by catering to this market, but sheesh... it's certainly not like advertising a regular rental.

We regularly purchase properties that give us well over 12% cash on cash returns (usually in the 100s of %).

I look at a lot of deals on a regular basis and only seem to find deals with 8% cap rates in the "hood" or in areas that have very little going on in them economically. 

So this means at month 48, you'd be able to invest the regular $180,000 plus an additional $200,000 from the cumulative earnings from the previous 8 syndication deals.  

In addition, there has been racial slurs thrown at me, disapproval of my race working with this employer and a host of other things that has been reported to my employer that is basically being ignored.

And how do people that don't have a regular salary (self-employed or full-time real estate investors) do it?

I'm under contract on my first flip and after talking to my regular insurance broker I'm blown away by the amount that insurance costs on a vacant property.