Has anyone read or seen any research on housing inventory and affordability and how appreciation numbers could be predicted with these stats?

Income may be realized, therefore, in the form of services, meals, accommodations, stock, or other property, as well as in cash.

After utilities and all that, I am about at a wash but I still live for free while my bank account stock piles higher.

I feel like campus properties have great predictability and you don't have to worry about months of vacancies.

There are exceptions but I would place more stock in that rule than the 1% rule personally.The best insurance against over paying is location.

Loans would more likely be called if interest rates go significantly higher than your existing rates however banks are not predictable.

I've been involved in the automotive business for about three years and have done everything from washing cars before delivery and stocking parts to closing deals and completing financing paperwork.I've always had a fascination with money - especially the power and freedom that it gave to those who could master it. 

Currently, all of our investments are in the stock market (and a little crypto).

I don't see any link or video.I like investing in the stock market (that could get me shot around here), but yes, there is definitely risk involved.

Be open and honest with your lender so they can give you the most accurate prediction for costs.