The BiggerPockets podcast have been pretty helpful so far and now I'm ready to take action to move closer towards financial freedom.

In Arizona, I am allowed legal power to draft real estate contracts and while learning this I was given that advice and it really makes things easier; So don't worry too much about the wording.

Got interested in Real Estate after learning how lucrative of an investment it can be, not to mention how much time and freedom it provides, as a father of 4, I know time is one thing that cannot be taken for granted or retrieved once it's gone!

I've cleaned up HOAs as an outsider, changing the board to get rid of control freaks, give some people power and they think they own the place.

At least, for our first two properties I was told we were paying .5% above the usual rate since they were investment properties, but maybe that is not industry standard.For future loans they will look at the payments you have to make yearly (mortgage, taxes, insurance plus any other debt you have) so I still think putting more down now will help in the long run- lower payments mean more cash flow AND lower debt means more borrowing power later on.Kelly

That's the power of BP :))

Everyone wants financial freedom and I'm lucky to have found the route I wish to take towards financial freedom.

Everyone wants financial freedom and I'm lucky to have found the route I wish to take towards financial freedom.

My job affords me the time and freedom to put a nice amount of time toward a second job.

Finish reading "Secrets of a Power Negotiator" which I've been working on for a while now.