I work for several different investors and part of the service I provide is offering investors a free policy review whenever they get a new policy and/or property. 

I need vacant home insurance policy quotes in New Jersey for a Single Family Home to be rehabbed. 

I do have the property insured with a vacant home policy thru Affinity/NREIAny thoughts on rent collection as lender?

@Kelly Clauson Each state laws are different, so to be a 100% sure, talk with your lwayer.I can tell you that most insurance policies have language in them to defend the namend insured (The entity on the policy) and the owners of the entity. 

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We have changed all of our rental policies to GEICO and they issue policies from Security First.

Sean-Try reaching out to the local Columbus Apartment Association, they may have some hyper local network of insurers, to help you get the best commercial rate policy averrable for your asset. 

@Jason Bott can you please help me finding the builders policy?

"Not required" because you don't have to do it per the relevant IRS rules/laws/guidelines/policies, or "not required" because the IRS is unlikely to ever discover that you broke this rule and if they do the consequences are minimal compared to the benefits, or "not required" because there's no way in hell the IRS could ever have any way of discovering it in a million years?

Sometimes it is the policy of the lender or mortgage servicer that these be done.